Four-Point Insurance Inspection
Roof, electrical, plumbing and HVAC report required to bind coverage.
At a glance
- Base price
- $165 per property
- Typical time on site
- 45 – 90 minutes
- Governing standard
- Citizens Property Insurance / carrier-specific four-point form
- Inspection scopes
- 1 scope · 4 checkpoints
- Category
- Insurance, Lender & Compliance
What this inspection covers
Required by property insurers before writing or renewing a policy on older homes — typically over 25 or 30 years — in Florida, Texas, Louisiana and other coastal states. Documents the age, condition and remaining life of the four systems that drive claim frequency.
Key inspection points
- Roof covering age, type and remaining life
- Electrical panel type, amperage and hazards
- Plumbing supply material and water heater age
- HVAC equipment age and condition
How the scope is structured
When you accept the proposal, these scopes flow into your project automatically. Each engineer works and signs off one scope at a time, and every checkpoint below becomes a recorded finding with a condition, a severity and photographic evidence.
01
Four-Point Insurance Inspection — Standard Scope
4 checkpoints
Four-Point Insurance Inspection — Standard Scope
4 checkpoints
- Roof covering age, type and remaining life
- Electrical panel type, amperage and hazards
- Plumbing supply material and water heater age
- HVAC equipment age and condition
Request a Four-Point Insurance Inspection
Send us the address and the question you need answered. An estimator replies with a proposal that names each scope, the standard it follows, what you receive and when — normally by the end of the next business day.
- Priced line by line
- Nothing to sign until you accept
- A named estimator, not a bot